Cash machine scam – warning to be vigilant

West Yorkshire Police are asking residents of Headingley and Hyde Park to be vigilant when the withdrawing cash from local ATM machines. Four camera devices have been found in the past few weeks attached to ATM machines in these  areas. These carefully disguised devices are fixed above the cash machines and video record users inputting codes into the machine through a pin hole camera. This information is later used to defraud the customer. West Yorkshire Police are investigating these incidents and ask for any suspicious devices or behaviour around cash machines to be reported to us immediately.

University PC Mark Bottomley gives the following advice:

Always cover the keypad when entering your PIN with your hand.

If you notice anything unusual, odd or different about the machine or there are signs of tampering; do not use it, report it to the bank immediately and don’t let others use the machine.

If your cash or cards get trapped within the machine, report it to the bank immediately.

Stand close to the machine to avoid prying eyes over your shoulder and challenge anyone stood too close to you.

Don’t let any strangers distract you when at the ATM.

Always put your cash and card away before leaving the cash machine and never leave a receipt behind.

Finally always check your bank statements, fraudsters often will use low value transactions in an attempt to hide their thefts over a long period of time. Immediately notify your card company if something appears wrong.”

Red Nose Day – and a thank you from us!

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Today is Red Nose Day – the major fundraising event for Comic Relief.

Since its launch in 1988, Red Nose Day has become something of a British institution. It’s the day, every two years, when people across the land can get together and do something funny for money at home, school and work.

There’s a fantastic night of TV on the BBC, with comedy and entertainment to inspire the nation to give generously.

Comic Relief spends the money raised by Red Nose Day to help people living tough lives across the UK and Africa.

Here at Caring Together we have been fortunate enough to receive funding from Comic Relief on several occasions over the years and we have been very grateful for this support that has helped us with various aspects of our work with older people in Woodhouse & Little London.

So today, we would like to say a big thank you and wish them well with today’s fundraising

Pay as You Feel at Woodhouse tomorrow

6-bigThe Pay as You Feel Cafe is at Woodhouse Community Centre again tomorrow.  From lunchtime onwards.

Come along for a nice meal – we don’t know what it will be but it’s sure to be delicious! The cost is very reasonable as it is whatever you feel you can pay.

Also today at the Pay as You Feel Cafe in Armley there will be a Knit & Natter group at 4.30pm and a ‘Waste Food Feast’ from 7pm.  Details on their Facebook page

Dealing with Debt

moneyDebt is a major issue for many older people. This may be because of helping children and grandchildren financially, divorce or separation, or simply the rising cost of living, particularly in terms of food and energy costs.

For many people debt can be a cause of, or add to, terrible feelings of anxiety and depression, ill health and family breakdown as people feel trapped, and can affect lives very badly.

If you are in debt it’s very important not to ignore it. If you leave it, it will get worse. But you can get help – there is a lot of free support available both locally and further afield. With the right help you will be able to look at the following issues:

  • Which are the most important debts to pay (priority debts)
  • Whether you have any ‘debts’ that you shouldn’t be paying at all. (Perhaps you were pressurised into signing a loan agreement).
  • What could you afford to pay? (People you owe money to may have to accept a lot less than they are demanding).
  • How to make the most of any savings you have.
  • Whether you can raise money in any other way.

You don’t have to tackle debt alone – you can get help.  Talk to Caring Together – we can help you look at your income and benefits etc to help make sure you are getting all the money you are entitled to, or refer you for further benefits advice if needed.  We can also help you look at your outgoings and advise you, or refer you to the WYTS Safer project advisor, who has helped a number of our members.

Joining a credit union is a good way of saving and borrowing money without running up massive debts – Leeds Credit Union 0113 242 3343

Other help and advice:

National Debtline  0808 808 4000

StepChange Debt Charity  0800 138 1111

Money Advice Service  0300 500 5000

Debt Advice Foundation  0800 043 4050

Leeds CAB 0844 477 4788