Category Archives: Money Sense

Carers Rights Day 2022

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There are 74,000 unpaid carers in Leeds. If you look after a partner, relative or friend who is disabled or ill due to physical or mental health, you are a carer, even if you don’t think of yourself as one.

Caring Costs unpaid carers in many ways, from carers’ wellbeing and ability to access health services, to costs to their finances and employment options, to the current cost of living crisis which is being felt even more acutely by carers throughout the UK. 

Find out about the emotional, practical and financial support available to you. https://www.carersleeds.org.uk/

Caring Together Winter 2022 Newsletter

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Our latest newsletter is here along with some inserts, lots of information and upcoming activities, events and outings

You can also see previous newsletters here

Issue-98-Winter-2022

Useful-numbers-2022

Winter-Wellbeing

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Festive-Get-Together..2022

Winter-Warming-Soup-and-Roll-2023

Energy Bills Rebate Scam Alert

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Please be aware of energy rebate scams which are circulating. There are fake texts and emails going round which appear to be from gov.uk or from Ofgem – the energy regulator and these are asking people to click a link to register for the £400 energy rebate.

The links will go to a site that is designed to collect your personal details for the scammers. Some of these sites look very much like the real government website but they are fake – you do not need to register to get this discount, or give anyone your personal details, your energy company will be automatically applying it to your bill. They should have already been in touch to let you know how they will be doing this.

If a suspicious text message is received it can be forwarded to 7726 free of charge, and the suggestion is for it to be deleted. 

Forward suspicious emails to report@phishing.gov.uk

If someone suspects they have been a victim of a scam and unwittingly shared personal financial details, they should notify their bank ASAP and also report the matter to Action Fraud 0300 123 2040.

There is also the possibility that criminals may attempt to approach people via cold calling at the door, under the guise of this official support scheme. If anyone receives an unsolicited knock on the door regarding any discount scheme or refund please be vigilant.

How you’ll get the discount:

Households will start to receive the discount from October

You do not need to apply for the discount, and there’s no need to contact your energy supplier.

The discount will be applied to your monthly household electricity bill for 6 months starting in October 2022. You’ll get:

  • £66 in October and November
  • £67 in December, January, February and March

You’ll get the discount monthly, even if you pay for your energy quarterly or use a payment card.

Traditional prepayment meter users will get equivalent vouchers that you will need to redeem.

Free Wills Month

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October is Free Wills Month and a number of solicitors in Leeds are taking part this year. This is a partnership between the solicitors and a group of well known charities and means that anyone over 55 can have a simple will, including joint wills, made or updated free of charge.

The charities hope that you will make a donation or leave a gift in your will but you are not obliged to.

Go to https://freewillsmonth.org.uk/ to see which charities are involved and to find a participating solicitor and details of how to book an appointment for your free will,

Meter readings prior to October price increase

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Energy prices rise again on October 1st and while the government’s new price guarantee has limited that to some extent they will still be going up by over 25% for most people (unless you are on a fixed tarrif)

So, it is a good idea to give your energy company meter readings to make sure you are only being billed for what you use. If you can send in a reading for on or around 30th September this means your usage will be accurately recorded at the point of the price increase and should hopefully avoid disputes later on.

You don’t necessarily have to submit your reading on this day, most energy companies will let you send in a backdated reading for a few days after. When the prices went up in April many energy companies websites and phone lines crashed because of the volume of people trying to use them so a day or so after might be better.

https://www.citizensadvice.org.uk/…/how-to-read-your…/

If you have a smart meter, and it is working, you don’t need to send readings in.

Cost of living payments

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£150 cost of living payments for those receiving disability benefits are starting to be paid from this week and everyone who is eligible should have received it by beginning of October.

You are entitled to this payment if you receive one of the following benefits (note you must have been entitled to it on the qualifying date – 25th May 2022)

  • Attendance Allowance
  • Constant Attendance Allowance
  • Disability Living Allowance
  • Personal Independence Payment
  • Armed Forces Independence Payment
  • War Pension Mobility Supplement

It will be paid into the same bank account as your benefit – you do not need to do anything it will be paid automatically.

Scam warning

There have been reports of people receiving text messages asking them to follow a link to claim this payment. This is a scam – you do not have to claim this payment it should be paid to you automatically.

Please be aware and don’t click any links on a message like this, or give any details out to anyone for payment of this, the DWP will not need to ask you for any of this as they will be paying you with the same details they use to pay your benefits.

Cost of living/energy bills help – update

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Government today announced the new energy price guarantee. This will start on 1st October and will cap the energy costs for a household with ‘typical’ use at £2500 (it is currently £1971). The Energy Price Guarantee limits the amount households can be charged per unit of gas or electricity. So your exact bill will continue to depend on how much energy you use.

If you have fixed your tariff you can either stay on this, or can leave and switch to the new subsidised tariffs with no exit penalties. There will be some discount applied to existing fixed rates as part of this scheme so you may have to work out which tariff benefits you most.

The £400 payment to all homes this winter will still be paid – this is to be spread over 6 months, as a credit on your bill, a reduction in direct debits or by voucher for those on pre-payment meters.

For those who pay electricity costs via their landlord, equivalent help is promised but there are no details yet.

The other, previously announced, cost of living payments for those on means tested benefits, people over state pension age and those who receive disability benefits will go ahead as planned.

While this is welcome news compared to the £3549 cap that was due to come into effect in October it is still an increase of more than 25% on top of the already extremely high cap. If you are struggling to afford your energy bills please reach out for help.

Contact your supplier first – they have an obligation to try and help you and many suppliers have set up hardship funds.

Caring Together members – or anyone over 55 in Woodhouse, Little London or Leeds city centre – speak to us and we will help you to explore your options re getting help with your bills or seeing if you are entitled to any additional income.

We will also be hosting some information sessions with the Energy Efficiency Worker from Green Doctor Leeds, where you can come along and have a cuppa and have a chat about your current energy bills and energy efficiency:

Monday 12th September at Caring Together premises, 127 Woodhouse Street – 11am -12.30pm

Thursday 27th October and Thursday 24th November at Little London Community Centre 2.30pm-4pm

“Mayor’s Fares” start today on West Yorkshire buses

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From today fares for single bus journeys within West Yorkshire will be capped at £2 and a day ticket will be reduced to £4.50 as part of the Mayors Fares project introduced to make public transport more affordable.

Of course this won’t affect you if you are able to travel for free with a senior or disabled bus pass but for those who don’t yet qualify for one of these, or if you need to travel before 9.30am when the pass can be used, this will be the most you now have to pay

The Mayor's Fares Illustration Graphic

The maximum single fare of £2 and maximum daily fare of £4.50 will apply across West Yorkshire, on all service operators, on journeys within West Yorkshire. These are not applicable to Park & Ride services, football and other events specials, or the parts of journeys that are outside West Yorkshire.

More information about this and other bus tickets here: https://wymetro.com/mayorsfares